Call 01 20 50 50  Visit a Branch Apply Email Us

Can I get a Credit Card? 
 

Byblos Bank offers Prepaid Cards, Debit Cards, Charge Cards, and Credit Cards.
Each type of card has its specific eligibility criteria. Credit Cards offer a permanent credit facility. So it has specific terms and conditions:

If you are 21 years or older, have a stable job for at least two years, with a minimum monthly income of $700 as a single person or $1200 as a married one; you can apply directly online or visit your nearest branch. Or else, you can be a supplementary cardholder, issued on the behalf of someone with a main card.

The Credit Card offers you a permanent credit facility for cash withdrawals through ATMs and payments. You repay your facility by settling monthly 10% of the used balance (minimum USD50). Byblos Bank offers the MasterCard, Visa, and ABC Blue Card Credit Cards. You can apply directly online or read more credit card, MasterCard Visa and ABC Blue Card.

[TOP]

How to apply for a Web Card?

The Web Card is a prepaid card. To obtain it is very simple.  If you are in Lebanon, you visit a branch, pay for it and fill it with an amount that varies from $50 to $250. The cost of the card is $19.

If you are a non- resident, you can fill the application available online, then make a transfer that will include, the card cost, the shipment fees and the amount you wish to fill the card with. The card cost is $19 and the shipment fee is $20.
You will have to make your money transfer to the following address:

Byblos Bank Head Office 
Retail Products Department
Cards Unit 
Swift code: BYBALBBX

How to transfer / wire money to Lebanon?

It is very simple. Just follow the following instructions: 
1-Choose the most convenient Byblos Bank correspondent, located in your city / country. 
2- Provide the correspondent bank with the necessary documentation
pertaining to the recipient / beneficiary in Lebanon: 
a- Full Name (First Name/Father's Name/Family Name) 
b- Account Number 
c- Mobile or Telephone Number. 
d-Passport or ID number 
e- The Byblos Bank branch where the account is opened (if any) or any other branch location, or the branch and account number with other bank. 
3- Choose the currency in which you want to transfer your money. 
4- Remember Byblos Bank's SWIFT Code: BYBALBBX 
For more information, please read money transfer.

[TOP]

Can I access my accounts in real time?

As a customer of Byblos Bank, we put at your disposal different means to access your accounts in real time:
1- Call center Agents call: 01-20 50 50.
2- EZ Phone apply online.
3- Byblos Bank ATMs with a Maestro Card.
4- E-mail or Fax after signing an indemnity letter.
5- Internet Banking will be shortly introduced. 
 

[TOP]

Can I open an account from overseas?

Yes. Start by filling the Account Opening Application form available online and advise us about the following:
Type of account, currency, amount, and branch, P.O.Box to deliver the remaining of the documents.
Then we will contact you and send you remaining forms by special courier, that you will also have to fill, sign and authenticate signature in our Correspondent Bank or in the Lebanese Embassy. Once we receive those documents back, we will open the account and provide you with the account.
number so that you can transfer the money.

Options for customers outside Lebanon:

1.Prerequisite: For current/checking accounts or related products, give our Credit Information
Department authorization to ask our Correspondent Bank(s) details about yourself. 

2.Joint Account option : You can easily open a joint account with a person of your choice in Lebanon
to enable him/ her to activate the account. In this case, following receipt of your signed documents,
we will contact that person to come and co-sign the account opening documents. 

3.Money Transfers to Newly Opened Accounts: When we confirm the opening of account, you can
proceed with your money transfer even before receiving your new account number. Just specify your
full name (first, middle, last) as the beneficiary name, your passport number, and the branch
location where your account is opened. 

4.Personal and confidential information: Kindly instruct us beforehand about the method (e-mail ,
post, special courier (DHL) or Fax you would like to receive relevant confidential information e.g.
your account number, your plastic card PIN & password, account statement, etc.... This will
represent an official declaration on your behalf of bearing full responsibility of the selected method,
to our complete discharge. 

5.Transaction requirements from abroad: Normally any kind of banking transactions (Withdrawals,
Account to Account transfers, Renewals of Time Deposit and Blocked Saving s Accounts, request
for statements & Credit Cards etc. ) can only be processed after receipt of a written request Letter
signed by yourself . Should you wish to provide us with your instructions by Fax or E-Mail you need
to sign an indemnity letter (will be provided as part of an account opening form). 
 

[TOP]

What are the interest rates offered?

The interest rates are dependent on the amount as well as the blocking period. To be updated please click on Interest Rate.

[TOP]

How can I get a housing loan?

Byblos Bank offers you 5 options of housing loans: 
• Beyti regular housing loan, for Lebanese and residents for more than 10 years, 
• Expatriate housing loan, for Lebanese non-residents, 
• Iskan housing loan (government- sponsored), for Lebanese residents with a family income less than LBP 3,000,000 willing to buy their principal residence. 
• Doctors and Dentists housing loan, for Lebanese residents practicing the medical or dentist professions, and 
• Army housing loan, for Lebanese residents having joined the army for at least 7 years and been members of Army Housing Section for at least 2 years. 

After you have read each loan you can apply directly online.

[TOP]